What type of procedures does DENTOPLAN cover?
DENTOPLAN covers all dental treatments.
What is the minimum amount financed through DENTOPLAN?
$3,000.00, DentoPlan accepts combining treatments of several family members onto one loan.
What lengths of terms are available in order to finance my dental treatments?
For an amount between $3,000.00 and $4,999.00, the term can range from 1 year to 5 years. For $5,000.00 and over, the term can range from 1 year to 10 years and, for $12,500 and over, it is possible to get a term from 11 years to 15 years.
Can I repay my loan before the end of the term?
Yes, there is no penalty for early repayment. You can repay at any time.
Do I have to put down a deposit to borrow?
No, paying a deposit is optional. DENTOPLAN will finance the total cost of the procedure, or the balance, if the patient chooses to pay a deposit.
Do I have to open a Bank account?
No, your monthly payment is electronically debited from your bank account.
If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval, and would be willing to assume liability.
Do I have to go to the Bank to contract a loan?
No, the Dental clinic has all the documents you need to complete and sign. DENTOPLAN will contact you by phone to gain information about your credit history. You will get an answer within 24 hours.
If I need a Dental Treatment with 2 different Dentists, is it possible to combine both amounts on one application form?
Yes, if your Dentist refers you to a specialist, we will combine the 2 dental treatments on the application and will submit the total amount to the Bank. The Bank will pay each of the Dentists separately when the treatments are completed.